1. Interpretations and Meanings
1.1 Unless the sense otherwise specifies the following words shall have the following meanings in these Terms and Conditions:
‘Content’ includes all text, photographs, audio, video, scripts, code, software, databases and any other material that may be stored on a computer that appears on or is part of Our Site;
“We / Us / Our” means FND11 Ltd, a company registered with registration no 11722994 in England and registered office address Level 18, 40 Bank Street, Canary Wharf, London E14 5NR.
2. Details About Us
2.1 We are an independent financial broker and as such we will not work for you (as an agent or otherwise) and we owe no fiduciary obligation to you. Our job is to try to introduce you to a variety of possible financial solutions, which match your business needs. We do not send you advice; your decision as to which lender (if any) to go ahead is yours. As part of our engagement process, clients are given the option of how we get remuneration for our work.
2.2 The Website’s contents do not constitute guidance and should not be relied upon to make, or refrain from, any decision. Except where otherwise explicitly specified. We do not offer any warranty regarding the timeliness, accuracy or availability of the Website content.
2.3 Our Site, https:/www.funding11.com/ is owned by Us.
2.4 Under the Data Protection Act 2018, we are registered with the Office of the Information Commissioner under Registration Number ZA505754.
3. You can use our Website
3.1 Access to Our Website is free. No part of Our Website needs some kind of payment for accessing or using it.
3.2 It is your duty to make all appropriate arrangements with a view to accessing Our Site.
3.3 Access to Our Website shall be given “as is” and on a”as is” basis. We may at any time, and without warning, change, suspend or discontinue Our Site (or any part thereof). We shall in no way be liable to you if Our Site (or any part thereof) is inaccessible at any time and for any period of time.
4. Rights over intellectual property
4.1 All the contents found on our website and the copyright and other intellectual property rights held therein, unless expressly labelled otherwise, are owned or licenced by Us. All material is covered by existing laws and treaties relating to the United Kingdom and international intellectual property. All rights are withheld.
4.2 Pursuant to sub-clauses 4.3 and 4.6, you can not duplicate, copy, distribute, sell, rent, sub-license, store or otherwise reuse the Material from Our Platform unless expressly allowed in writing by Us to do so.
4.3 May you:
4.3.1 Accessing, viewing and using Our Site in a Web browser (including any web browsing features integrated into certain apps or device types);
4.3.2 Download caching on Our Site (or some part thereof);
4.3.3 Print Our Website pages;
4.3.4 Select excerpts from the Our Web pages; and
4.3.5 Save pages for later and/or offline viewing on Our Site.
4.4 Our position as the owner and author of the Material on Our Site (or, where appropriate, that of established licensors) must always be remembered.
4.5 You can not use any Content that has been saved or downloaded from Our Site for commercial purposes without first obtaining a licence from Us (or our licensors, as applicable). For general knowledge purposes, whether by business users or customers, this does not preclude the usual access, browsing and use of Our Web.
4.6 Nothing in these Terms and Conditions restricts or excludes the provisions of Chapter III of the Copyrights, Designs and Patents Act 1988 ‘Actions Allowed in Relation to Copyright Works,’ including, in particular, the making of temporary copies; the making of personal copies for private use; research and private study; copying for non-commercial research texts and data analysis;
5. Other Places Connects
Our Website can contain links to other sites. Such sites are not under Our control unless explicitly specified. We do not assume or take any liability or responsibility for the content of third-party websites. The use of a link to another Website on Our Site is for information purposes only and does not mean any approval of the Websites themselves or those under their charge.
6.1 The Material on Our Site is not a piece of advice you can rely on. It is only given for the purposes of general knowledge. Technical or professional advice should always be obtained before any decision affecting the arrangement of your business ‘ financial needs is taken.
6.2 We make no statement, promise or assurance that Our Site will comply with your specifications, that it will not infringe third-party rights, that it will be compliant with all software and hardware or that it will be safe.
6.3 We make fair efforts to ensure completeness, consistency and up-to-date of the Material on Our Web. However, we do not make promises, assurances or guarantees (whether express or implied) that the contents are full, correct or up to date.
6.4 No portion of Our Platform shall constitute a contractual offer which may be appropriate. No goods or services are offered on Our Site, and for general information purposes, only the specifics of the goods and/or services available on Our Site are given.
6.5 While every reasonable attempt has been made to ensure that all representations and explanations of the services available to Us conform to the services available, minor differences or errors may occur.
6.6 We do not make any representation, assurance or promise that the services shown on our website will be available to us. If you wish to inquire into the availability of any products and/or services, please Contact Us.
7. Our Obligation
7.1 We accept no responsibility to any user, to the fullest degree allowed by statute, for any loss or harm, whether foreseeable or otherwise, in contract, tort (including negligence), for violation of statutory duties, or otherwise, arising out of or in connexion with the use of (or inability to use) our Site or the use or dependence on any Content contained on our Site.
7.2 We preclude, to the fullest extent allowed by law, any representations, warranties and assurances (whether explicit or implied) that may be applicable to Our Site or any Content contained on Our Site.
7.3 No liability is acknowledged for loss of earnings, revenue, company or income; loss of economic opportunity, goodwill or reputation; loss of expected savings; disruption of operation; or any indirect or consequential loss or harm.
7.4 All appropriate expertise and diligence are practised to ensure that Our Platform is free of viruses and other malware. We acknowledge no responsibility for any failure or damage resulting from a virus or other malware, a distributed denial-of-service attack, or any other harmful material or incident that may adversely affect your hardware, software, data or other material that emerges as a result of your use of Our Site (including downloading any Content from it) or any other site referred to on Our Web.
7.5 We are not responsible or liable for any interruption or non-availability of Our Site arising from external causes including, but not limited to, failure of ISP equipment, failure of host equipment, failure of communications networks, natural disasters, acts of war or legal restrictions and censorship.
7.6 Nothing in these Terms and Conditions shall preclude or limit Our responsibility for fraud or fraudulent misrepresentation, death or personal injury arising from negligence or for any other types of responsibility which can not be excluded or limited by statute. Please contact your local Citizens’ Advice Bureau or Trading Standards Office for full details of consumer legal rights, including those relating to digital content.
8. Viruses, ransomware, and Security
8.1 All appropriate expertise and diligence are practised to ensure that Our Web is protected and free from viruses and other malware.
8.2 You are responsible for protecting your equipment, software, data and other content against viruses, malware and other security threats to the Internet.
8.3 You should not purposely insert viruses or other malware or any other content that is malicious or technologically harmful to or through Our Web.
8.4 No attempt shall be made to obtain unauthorised access to any part of Our Site, the server on which Our Site is stored, or any other server, device or database linked to Our Site;
8.5 You shall not attack Our Site by denial of service, distributed denial of service attack or by any other means.
8.6 You may commit a criminal offence under the Computer Misuse Act 1990 by violating the provisions of subclauses 9.3 to 9.5. Any and all such violations will be reported to the appropriate law enforcement authorities and by revealing your identity to them, We will cooperate fully with those authorities. In the case of such a violation, your right to use Our Website will cease immediately.
9. Appropriate Policy of Use
9.1 You can use Our Site only in a lawful manner. Especially:
9.1.1 You will ensure that any and all state, national or international legislation and/or regulations are completely complied with;
9.1.2 You shall not use Our Website in any manner, or for any reason, that is illegal or fraudulent;
9.1.3 You shall not knowingly use Our Website to email, upload or otherwise transfer data containing any type of virus or other malware, or any other code intended to adversely affect computer hardware, software or data of any kind;
9.1.4 You shall not use Our Website in any manner or for any reason intended to hurt any individual or entity in any manner whatsoever.
9.2 If you intentionally violate the provisions of this Clause 10 or any of the other provisions of these Terms and Conditions, we reserve the right to revoke or terminate your access to Our Website. In particular, one or more of the following acts can be taken:
9.2.1 Revoke your right of access to Our Website, whether temporarily or permanently;
9.2.2 Send a written notice to you;
9.2.3 Seek civil action against you for reimbursement of any and all costs incurred on the grounds of negligence arising from your violation;
9.2.4 Further civil action against you where appropriate;
9.2.5 Report such information to law enforcement officials as we find fairly appropriate or as required; and/or
9.2.6 All other acts which We find fair (and lawful) necessary.
9.3 We hereby preclude any and all liability resulting from any acts (including, but not limited to, those set out above) which We may take in response to infringements of these Terms and Conditions;
We reserve the right to track and monitor your visits to the Website
11. Such Terms and Conditions are changed
11.1 Such Terms and Conditions can be changed at any time. Any such improvements will become binding upon the first use of Our Platform after the modifications are enforced. Therefore it is recommended that you review this page from time to time.
11.2 In the event of any discrepancy between the current version of these Terms and Conditions and any previous version(s), the new and relevant provisions shall prevail, unless otherwise expressly specified.
12. Contact Us
To contact Us, please use any of the methods given at on Our contact page.
13. Communication from Us
13.1 We may send you important notices by email from time to time if We have your contact information. Such notifications that involve matters including, but not limited to, improvements to the service and improvements to these Terms and Conditions.
13.2 Contact Us at for questions or concerns concerning communications from Us (including, but not limited to, marketing emails).
14. Data Protection
14.1 Any and all personal information which We may obtain shall be collected, used and retained in compliance with the provisions of the Data Protection Act 1998 and with your rights and responsibilities under that Act.
14.2 We may use your personal details in:
14.2.1 Respond to any messages you forward to Us;
14.2.2 Give you, as stated in clause 14, relevant notices;
14.2.3 Give you marketing material (for more information and to delete your details see section 16)
14.3 We will not pass on your personal data to any third party.
15. Regulation and Competence
15.1 These Terms and Conditions shall be regulated by and construed in compliance with English law and the relationship between you and Us (whether contractual or otherwise).
15.2 Any dispute, whether contractual or otherwise, concerning these Terms and Conditions, the relationship between you and Us, or any matter arising therefrom, shall be subject to the exclusive jurisdiction of the courts of England and Wales.
16. How safe is your Information
Using Secure Sockets Layer (SSL) software, which encrypts information you access, we work to protect the protection of your information during transmission. In the collection, storage and disclosure of personally identifiable customer information, we establish physical, electronic and procedural safeguards
16.1 How we use your data
With regard to confirmation of the order or questions about your account or your purchase, we can look to contact you. As regards exclusive deals, new products or marketing details and news, we may also look to contact you from time to time. For certain purposes, if you do not want to be contacted, click here to make a change to your contact preferences.
16.2 What options have I got
If you do not wish to receive e-mail or other communication by other means from us, please send an e-mail to firstname.lastname@example.org.